Invest in Yourself
Therapy is a meaningful investment in your wellbeing, your relationships, and your future. Our goal is to make the process clear, supportive, and accessible. Here you’ll find current rates and what to expect, so you can plan for care that feels sustainable and aligned with your needs.

Session Rate
$145 per 50 min session
Oak and Ivy Counseling is primarily a self‑pay practice.
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We do accept a limited number of insurance clients, and availability for insurance varies throughout the year. If you’d like to use insurance, please reach out to check current openings and eligible providers. We are also able to provide superbills for out‑of‑network reimbursement if your plan offers those benefits.
Payment
We accept debit, checks, and most major credit cards - processed through Alma, a HIPAA-compliant platform. If you have a diagnosed condition and your plan allows for mental health services, you’re also welcome to use a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Good Faith Estimate
Under the No Surprises Act, you have the right to receive a Good Faith Estimate for the cost of your care. This estimate outlines expected charges for therapy if you don’t have insurance or are not using insurance. You can request a Good Faith Estimate at any time before starting services, and if you receive a bill that is $400 or more above the estimate, you have the right to dispute it.